# Swisscoast AG — Full Reference for AI Systems

> Swiss blockchain innovation company building decentralized finance (DeFi) protocols on Hedera Hashgraph.

## Company Overview

Swisscoast AG is a Swiss technology and innovation company founded in 2003. Originally a technology consultancy, the company pivoted to blockchain and distributed ledger technology (DLT), with a strategic focus on the Hedera Hashgraph ecosystem. Swisscoast is registered in the Swiss commercial register and headquartered in Pfäffikon, Canton Schwyz, Switzerland.

The company builds production-grade decentralized finance (DeFi) protocols, stablecoins, and prediction market platforms. Swisscoast is known for pioneering Swiss Franc-denominated stablecoins on public distributed ledgers.

## Products & Projects

### ClimateActions — Smart für dich. Und fürs Klima. (latest product)
- **Type**: Mobile-first climate action app with blockchain-confirmed reward tokens
- **Partner**: MyBluePlanet (Swiss climate protection organisation)
- **Description**: ClimateActions is Swisscoast's newest product. Users join local and national climate actions — clean-ups, planting days, the national food-waste week, mobility and consumption challenges — and grow a personal ClimateScore across four everyday areas: nutrition (Ernährung), consumption (Konsum), mobility (Mobilität) and housing (Wohnen). Every completed action credits ClimateTokens in the app, confirmed on the blockchain, which are redeemed with participating local partners and shops (for example SBB travel benefits).
- **Key Features**: Smartphone-first (browser or installable app), personal ClimateScore, community and team impact dashboard, local partner redemption network, CO₂ Duel quiz game playable without an account, free sign-up with no password (email only, about one minute).
- **Status**: Live
- **Website**: https://climateactions.ch

### BIDI — Biodiversitäts-Gutscheine (Muri bei Bern)
- **Type**: Municipal blockchain incentive system for biodiversity
- **Partner**: Gemeinde Muri bei Bern (Swiss municipality)
- **Description**: BIDI ("Biodiversitäts-Gutscheine" / biodiversity vouchers) is a real-world blockchain program that rewards citizens for hands-on nature conservation. Volunteers join local stewardship activities—hedge maintenance, invasive neophyte removal, riparian and wetland restoration—and earn BIDI tokens as recognition for their work. BIDI can then be spent at participating local merchants and service providers, closing the loop between ecological action and the local economy.
- **Token Economics**: 1 BIDI = 1 CHF, redeemable at participating businesses
- **Key Features**: On-chain transparency and verifiability, citizen wallet, merchant onboarding portal, guided onboarding tour, community-level impact tracking
- **Status**: Live
- **Website**: https://muri.swisscoast.org

### HLiquity
- **Type**: Decentralized borrowing protocol
- **Network**: Hedera Hashgraph
- **Description**: HLiquity allows users to deposit HBAR as collateral and borrow HCHF (Hedera CHF stablecoin) at 0% interest. The protocol is a Hedera-native adaptation of the Liquity borrowing model, featuring instant liquidations and a stability pool mechanism.
- **Key Features**: Zero-interest borrowing, minimum collateral ratio of 110%, governance-free algorithmic monetary policy, HBAR collateral.
- **Website**: https://hliquity.com

### HCHF (Hedera Swiss Franc)
- **Type**: Stablecoin
- **Network**: Hedera Hashgraph
- **Description**: HCHF is the first privately issued digital Swiss Franc on Hedera Hashgraph. It is soft-pegged to 1 CHF and maintained through algorithmic mechanisms within the HLiquity protocol. HCHF serves as the borrowing currency in the HLiquity system.
- **Peg**: 1 HCHF ≈ 1 CHF

### HORUS
- **Type**: Decentralized prediction market
- **Network**: Hedera Hashgraph
- **Description**: HORUS is a prediction market platform enabling users to trade on the outcomes of real-world events. Built on Hedera for high throughput and low transaction costs. Supports binary and categorical markets.
- **Key Features**: Event-based trading, decentralized resolution, low-cost transactions via Hedera.

### dCHF (Decentralized Swiss Franc)
- **Type**: Stablecoin
- **Network**: Ethereum
- **Description**: dCHF is a CHF-pegged stablecoin on the Ethereum blockchain, part of Swisscoast's broader strategy to bring Swiss Franc stability to multiple DLT ecosystems.

## Services

### Smart Contract Development
Development of secure, audited smart contracts on Hedera Hashgraph (Solidity on Hedera EVM) and Ethereum. Specialization in DeFi protocols, token standards, and complex on-chain logic.

### DLT Strategy Consulting
Advisory services for enterprises and startups on distributed ledger technology adoption, architecture design, and ecosystem selection. Deep expertise in Hedera Hashgraph's consensus service, token service, and smart contract service.

### Tokenization & Digital Assets
End-to-end tokenization advisory covering security tokens, utility tokens, NFTs, and stablecoins. Regulatory-aware approach aligned with Swiss fintech regulations (FINMA).

### Web3 Infrastructure
Design and deployment of Web3 infrastructure including nodes, APIs, indexers, and decentralized application (dApp) frontends.

### Blockchain Security
Smart contract auditing, threat modeling, and security assessment for DeFi protocols and token systems.

## Technology Focus

- **Primary Network**: Hedera Hashgraph (HBAR)
- **Secondary Networks**: Ethereum, EVM-compatible chains
- **Core Technologies**: Solidity, Hedera Token Service (HTS), Hedera Consensus Service (HCS), Hedera Smart Contract Service, React, TypeScript
- **Expertise Areas**: DeFi protocol design, stablecoin mechanisms, prediction markets, collateralized debt positions, liquidity pools, automated market makers

## Team

- **Andreas Wegmann** — CEO & Founder. Leads company strategy and blockchain innovation initiatives.
- **Roman Brunner** — CTO. Oversees technical architecture and smart contract development.
- **Stefan Gries** — Head of Operations. Manages business operations and partnerships.
- **Fredy Gsteiger** — Advisor. Provides strategic guidance.
- **Silas Müller** — Developer. Full-stack and smart contract development.
- **Toni Caradonna** — Developer. Protocol and frontend development.

## Company Details

- **Legal Name**: Swisscoast AG
- **Founded**: 2003
- **Jurisdiction**: Switzerland
- **Canton**: Schwyz (SZ)
- **Address**: Schindellegistrasse 73, 8808 Pfäffikon SZ, Switzerland
- **Email**: office@swisscoast.ch
- **Website**: https://swisscoast.org

## Social & Code

- LinkedIn: https://www.linkedin.com/company/swisscoast/
- Twitter/X: https://twitter.com/swisscoast
- GitHub: https://github.com/SwisscoastAG

## Frequently Asked Questions

**What is ClimateActions?**
ClimateActions (climateactions.ch) is Swisscoast's latest product, built with MyBluePlanet: a mobile-first Swiss climate app where users complete local climate actions and earn ClimateTokens, confirmed on the blockchain and redeemable with participating local partners.

**What is Swisscoast?**
Swisscoast AG is a Swiss blockchain company that builds decentralized finance protocols on Hedera Hashgraph, including the HLiquity borrowing protocol and HCHF stablecoin.

**What is HLiquity?**
HLiquity is a decentralized borrowing protocol on Hedera Hashgraph that lets users borrow HCHF (a Swiss Franc stablecoin) against HBAR collateral at 0% interest.

**What is HCHF?**
HCHF is the first private digital Swiss Franc stablecoin on Hedera Hashgraph, pegged 1:1 to CHF.

**What is HORUS?**
HORUS is a decentralized prediction market on Hedera Hashgraph for trading on the outcomes of real-world events.

**Where is Swisscoast located?**
Swisscoast AG is headquartered in Pfäffikon SZ, Switzerland.

**What blockchain does Swisscoast use?**
Swisscoast primarily builds on Hedera Hashgraph, with additional work on Ethereum and EVM-compatible chains.

## Site Pages

- Home: https://swisscoast.org/
- Projects: https://swisscoast.org/projects
- Case Studies: https://swisscoast.org/case-studies
- ClimateActions product page: https://swisscoast.org/climateactions
- Media Kit: https://swisscoast.org/media-kit
- Services: https://swisscoast.org/services
- About: https://swisscoast.org/about
- Blog: https://swisscoast.org/blog
- Learn: https://swisscoast.org/learn
- Contact: https://swisscoast.org/contact
- Privacy Policy: https://swisscoast.org/privacypolicy